Bios
Meet our Team

Dave Ruby
Senior Vice President/SBA Lending Manager
druby@thebankofhouston.com
Cell: (314) 341-8869
Dave Ruby was hired by The Bank of Houston in late 2021 to help expand the Bank's small business lending presence in the St. Louis region as well as on a national scale. Ruby brings more than 20 years of experience in the banking industry. He is an experienced SBA lender utilizing the 7a and 504 loan programs to help enhance the financial position of mid-sized businesses and commercial clients. He has been serving the St. Louis market throughout his entire career. Ruby earned a B.S. degree in General Business Administration, with cum laude honors, from Southern Illinois University at Edwardsville while beginning his career in banking. He was also named as one of St. Louis' Top 40 Under 40 by the St. Louis Business Journal in 2017. Ruby also serves on the Loan Committee for the Economic Development Council of St. Charles County, helping to approve SBA 504 loans within the St. Louis/St. Charles region. Ruby, a native of Upstate New York, now lives in Eureka, MO with his wife, Kelly, and three children: Joe, Nora, and Rachel.
